The Times reviews money management apps. My favorite quote is toward the end:
"Jim Bruene, founder of the NetBanker blog ... , can appreciate old-school methods for a period of time. 'Diligently hand-entering every expense for a month or two can be eye-opening, at least for the more short-term scenario where you are trying to get a handle on what’s happening with all your cash.'
"But that'll require some willpower."